Consumer Credit Risk
Risk of loss due to default on consumer credit products
Consumer credit risk is the risk of loss due to a customer's non repayment (default) on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, and overdraft. For credit scorecards, use the Binning Explorer app to perform interactive binning for data sets and credit scorecard predictors. Additional credit scorecard modeling tools are available in Financial Toolbox™ and additional classification models are available in Statistics and Machine Learning Toolbox™.
Categories
- Screen Predictors for Credit Scorecards
评估预测变量的预测值以选择预测变量的子集 - Binning Explorer for Credit Scorecards
App to perform interactive binning for credit scorecards - 创建和分析信用记分卡
Credit scorecard modeling, binning, fitting a model, obtaining points and scores, model validation, probability of default using Financial Toolbox - Create and Analyze Compact Credit Scorecards
Creating compact credit scorecards, obtaining points and scores, probability of default using Risk Management Toolbox™